Industries
Redis Enterprise para servicios financieros
El futuro de los servicios financieros en tiempo real
Fortalecer las relaciones con los clientes, reducir el riesgo y garantizar el cumplimiento de las normas
Las empresas de servicios financieros están sufriendo una enorme disrupción digital y están modernizando sus aplicaciones para ofrecer una experiencia superior al cliente, una mejor toma de decisiones y una mayor resistencia. Redis Enterprise proporciona los modernos modelos de datos necesarios para ofrecer con éxito servicios financieros en tiempo real, a la vez que permite a las organizaciones seguir siendo seguras y cumplir con la normativa.
En la actualidad, las finanzas modernas se están digitalizando por completo
Todas las facetas del sector financiero se están digitalizando: los gigantes de Internet y las nuevas empresas de tecnología financiera han revolucionado las instituciones financieras tradicionales con plataformas tecnológicas que ofrecen servicios financieros más ágiles y centrados en el cliente.
Los clientes exigen una experiencia instantánea
Para seguir siendo relevante, su organización necesita una plataforma tecnológica propia. Según Gartner, un tercio de los directores de tecnología de la información de servicios financieros identificaron lo digital como su principal prioridad empresarial para 2019, y nueve de cada diez instituciones financieras dicen tener una estrategia de transformación digital o estar desarrollando una, según una encuesta de BDO.
Evolucione su capa de datos para dar soporte al futuro de los servicios financieros
Sus sistemas necesitan un nuevo conjunto de capacidades para satisfacer las demandas de los clientes de servicios financieros actuales: rendimiento en tiempo real a escala, modelos de datos modernos, y seguridad y cumplimiento de calidad empresarial en cualquier entorno.
Kipp Ltd.
“E-commerce merchants and their card-issuing banks love that we help them recapture more good business by delighting their customers. Redis brings a major part of that value proposition and allows us to rapidly scale without jeopardizing our superior customer experience.”
Power fast financial services
Redis Enterprise provides the high write throughput and multiple data models needed to keep user profiles and account information updated in real time for mobile banking, personalized offers, log-in authentication, account dashboards, customer 360 experience, and more.
Detecting fraud is becoming more difficult as applications and customer data become increasingly distributed. Redis Enterprise enables financial services firms to leverage AI/ML models for real-time transaction risk scoring, examine patterns across transaction histories, perform geospatial analysis, and check transactions against known fraudulent patterns with probabilistic data structures.
Collecting, storing, and processing large volumes of high-variety, high-velocity data presents complex challenges—especially given that responsive, timely, and accurate data-driven decision making is core to financial services. Redis Enterprise provides real-time data collection and enables analysis of any data, including sentiment, price fluctuations, geospatial, SEC 10-K forms, sales, weather and satellite data to instantly inform your trading algorithms, risk calculation engines, investment recommendations, personalized offers, and more.
Digitization, automation, remote work, and fintech partnerships have created new cyber risks and single points of failure. Risk management is critical in addressing cyber threats, identity theft, fraud, and automated financing – not to mention the inherent financial risk in asset management and investing. Redis Enterprise enables financial services firms to perform more frequent financial risk analysis, close fraud case investigations with fast search, comply with KYC regulations, and enable granular access management.
Open banking is both a regulatory attempt to address data hoarding in financial services and a response to customer demand to share their data with other providers. The foundation of the open banking revolution is the data, databases, standards, and open APIs that make the free flow of data between banks, third party service providers, and consumers possible. From PSD2 to BIAN, serverless to cloud-native MACH architectures, Redis Enterprise provides the underlying modern data stack that can enable banks to deliver the required data with sub millisecond latency, leverage Open Banking standards to develop new services and business models, and future-proof themselves against new standards.
Technical use cases
Caching decreases application response times by serving frequently needed data from an in-memory cache instead of making calls to a database with network-attached persistent storage. Redis Enterprise provides enterprise-grade caching with expiration and eviction policies to efficiently manage cache objects, global distribution with Active-Active replication, and virtually unlimited scale.
Storing user session data enables mobile banking applications to remember user identity, login credentials, and personalized information, while making sure that application response times are as fast as possible for users. Redis Enterprise speeds session management with support for extremely large datasets using Redis on Flash and data-persistence options that don’t impact performance.
Redis Enterprise provides a data ingestion tool and can act as an in-memory query accelerator in front of operational and analytics databases to provide real-time decision making. With support for most data structures providing the needed pre-sorting in-memory, Redis delivers dynamic querying over millions of records at sub-millisecond latencies.
JSON is a high-performance NoSQL document store that allows developers to build modern financial services applications. It provides native APIs to ingest, index, query, and run full-text and fuzzy search on JSON documents at millions of operations per second with sub-millisecond response times.
Designed for use cases like yours
| Enable instant customer experience | Enrich reference data for securities trading | Create efficient financial risk analysis | Reduced case management and reporting costs |
|---|---|---|---|
| Enable zero trust with granular access management | Detect online transaction fraud | Provide AI/ML online feature store | Deliver real-time analytics |
Funciones del producto
Losmódulos de Redis, como RediSearch, RedisGraph, RedisBloom y otros, pueden aplicarse fácilmente a casos de uso como la detección de fraudes, la personalización, la puntuación de transacciones, etc.
El aprovechamiento de la replicación de bases de datos de activo a activo de Redis Enterprise con tipos de datos replicados sin conflictos (CRDT) permite a las aplicaciones de servicios financieros manejar con elegancia las actualizaciones simultáneas desde múltiples ubicaciones geográficas, potenciando casos de uso como la detección de fraudes, la limitación de tarifas y la personalización a escala global sin comprometer la latencia o la disponibilidad.
Protección de los datos distribuidos
Redis Enterprise garantiza que los datos de producción estén aislados del acceso administrativo y ofrece seguridad multicapa para el control de acceso, la autenticación, la autorización y el cifrado (incluidos los datos en tránsito y en reposo).
Redis Enterprise utiliza una arquitectura de clústeres compartidos y es tolerante a fallos en todos los niveles, conconmutación por error automatizada a nivel de proceso, para nodos individuales e incluso a través de zonas de disponibilidad de la infraestructura, así como persistencia ajustable y recuperación ante desastres.
Aceleración de la migración a la nube y la modernización de las TI
Redis Enterprise está disponible en todos los principales proveedores de nube como servicio gestionado o como software, proporciona automatización y soporte para tareas operativas comunes y se integra con las plataformas que sustentan las arquitecturas de software modernas, como los contenedores y Kubernetes.
Escalar con eficacia el rendimiento de las bases de datos es fundamental para las aplicaciones de servicios financieros en tiempo real. Redis Enterprise se amplía de forma lineal y sin períodos de inactividad para proporcionar bases de datos más eficientes en cuanto a recursos que ofrezcan de forma fiable un alto rendimiento y una latencia inferior a un milisegundo.
FAQs
Data modeling is a process through which data is stored structurally in a format in a database. Data modeling enables financial services organizations to make data-driven decisions and meet varied business goals. Examples of data models include relational, network, hierarchical, object-oriented, etc.
NoSQL databases (aka “not only SQL”) are non-tabular databases and store data differently than relational tables. NoSQL databases come in a variety of types based on their data model. The main types are document, key-value, wide-column, and graph. They provide flexible schemas and scale easily with large amounts of data and high user loads common to many industries including financial services.
Databases are used in banking applications to store and process financial transactions; from keeping track of customer accounts, balances and deposits, to asset management, loans, and credit cards. Banking websites and mobile apps use databases to store content, customer login information and preferences and may also store saved user input.. Databases allow data to be stored quickly and easily and are used by banks in their front, middle, and back office operations. As banks continue their digital transformation efforts, migrate to the cloud, and adopt new technologies, the choice of database type and vendors is becoming increasingly critical.
Data management is the process of ingesting, storing, organizing and maintaining the data created and collected by an organization. Effective data management is critical to deploying and running business applications and analytics programs to help drive operational decision-making and strategic planning by executives, business managers and other end users.
Open banking is a banking practice that provides third-party financial service providers open access to consumer banking, transaction, and other financial data from banks and non-bank financial institutions through the use of application programming interfaces (APIs). Open banking will enable the connection of accounts and data across institutions for use by consumers, financial institutions, and third-party service providers.
Real time analytics lets users see, analyze and understand data as soon as it arrives in a system. Logic and mathematics are applied to the data so it can give users insights for making real-time decisions. Latency needs to be extremely low (sub-millisecond) and availability requirements are high (e.g., 99.999%). compared to batch analytics.
Related Resources
Accelerate innovation in omnichannel customer experiences, Open Banking, real-time fraud detection, and more